Personal Savings

Account Features

• Avoid the $3 monthly maintenance fee by maintaining a minimum balance of $200
• Free Online Banking
• Free Mobile Banking**
• No fees for withdrawals at Prosperity ATMs
• Up to 3 debit transactions per month free (an item fee of $2 for each debit transaction in excess of 3 per month applies)

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Frequently asked questions

Who can apply for this savings account?

Residents of Texas or Oklahoma, age 18 and above are eligible to apply for a checking account. Individuals ages 13-17 are eligible to open a Teen Checking account with a parent/guardian as joint on the account.

What will I need to apply for this savings account?

Two forms of valid ID are required: Driver’s License or State Issued ID or Passport. The second form of identification includes: Social Security Card, Birth Certificate, Voter Registration card, a credit or bank card, company ID, passport or Visa. Please contact your local banking center for additional details on forms of identification.

How long will it take to open this account?

It will take approximately 15-30 minutes to open your account.

How do I open an account?

Accounts can be opened from the website by clicking here, or in person at one of our banking centers.

Important Notice:

Other agreements that you have with the Bank, may further limit the number of these transactions.

*Rates and terms are subject to change without notice at Prosperity Bank's discretion and/or as required or allowed by law.

**Wireless provider fees may apply.